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OFFICE LOCATIONS:
2835 Grand Ave., Suite B
Laramie, WY 82070
1711 Carey Ave.
Cheyenne, WY 82001
  
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What documents
will your Lender need? * ...
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Copy of driver's license and social security card for each
borrower.
-
Accepted purchase agreement and copy of listing sheet.
-
Application fee (as required by lender).
-
Income:
-
Past two years' history of
employment with addresses, phone numbers and length of time on the job.
-
Past two years' W-2 forms.
-
Most Recent Paycheck stubs
(30 day minimum).
-
Verification of other
income: social security, child support, retirement, etc.
-
If self-employed: Past
two years' tax returns, including all schedules and a profit and loss
statement for the current year signed by your Accountant.
-
Assets:
-
Most recent statements (for
3 months) for all bank and credit union accounts.
-
Stocks and bonds:
provide copies of certificates or most recent statements from stockbroker.
-
Approximate value of all
household goods.
-
Make, model and value of
automobiles, boats, etc.
-
Creditors:
-
Credit cards: provide
account numbers and statements showing current balance.
-
Installment loans:
provide account numbers, balances, monthly payments and addresses.
-
Mortgage loans:
provide account numbers, balance, monthly payments and addresses on all
properties presently owned or sold within the last two years. Bring
proof of sale for all properties sold within the last two years.
-
Amounts for child care
expense, if any.
-
Landlord
Information
-
Name and address of all
landlords for the past two years.
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Bankruptcy
and/or Adverse Credit
-
Bankruptcy discharge and
schedule of creditors.
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Letter of explanation.
-
Divorce
decrees, if applicable, including property settlements, quit claim deeds,
modifications, etc.
-
Copy of
contract or listing agreement for the home you are selling (if applicable).
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VA Only
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Certificate of Eligibility
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DD214
* This
list is provided as a guide only. Please consult with your lender for
specific documentation requirements.
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